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November 18, 2008  
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Financial Advisor Terms


  > Bond
A certificate reflecting a firm's promise to pay the holder a periodic interest payment until the date of maturity and a fixed sum of money on the designated maturing date.
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  > Supply
A schedule of how much producers are willing and able to sell at all possible prices during some time period.
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  > Reasonableness
Although a certain rule might have been stated, one still needs to ask the question, for instance, "Was it reasonable to fire an employee for selling CDs in the breakroom"?
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   Financial Advisor News:

Your Home is Your Investment - Protect it!

  • Limit your use of consumer credit cards. Avoid high cost purchases. Live within your means.

  • Stay away from rent-to-own businesses and payday lenders. The fees are crippling, and the terms put you at a huge disadvantage. Consider all other options first.

  • If you fall into debt, talk to a mortgage counselor before you apply for loan. Avoid adding credit card debt to your mortgage.

  • Think twice about including a car payment in a mortgage refinance. Will you still be driving the car in 30 years? Do you want to make payments on your car over 30 years?

  • Considering life insurance? Talk to a financial planner. Mortgage Life Insurance products pay your lender but your loved ones do not receive a penny. Is that what you want?

  • Thinking about refinancing? Don't just look at your loan payments - look at the life of your loan. For example, refinancing with another 30-year mortgage may lower your monthly payment but it also means another 30 years of payments. Do you really want another 30 years of house payments? Perhaps a 15-year loan would best meet your needs.

  • Choose your credit accounts wisely. Now that you have become a homeowner, you will be bombarded with credit offers. Always read the fine print. There is no free money - just clever advertising. Consider a credit card that is tied to your checking account. That way you cannot spend money you do not have.
Contact our Palmdale Financial Advisors


If you live in the following cities and need a Financial Advisor you should contact our Palmdale Financial advisor as soon as possible:

  • Antioch
  • Bell
  • Hawthorne
  • Long Beach
  • Los Angeles
  • Norwalk
  • Oceanside
  • Pacoima
  • Santa Ana
  • South Gate
  • Norwalk
  • Oceanside
  • Oxnard
  • Pacoima
  • Pittsburg
  • Santa Ana
  • South Gate
  • Sylmar
  • Watsonville
  • Westminster
  • Fremont
  • Fresno
  • Hawthorne
  • Hayward
  • Hesperia
  • Huntington Beach
  • Huntington Park
  • Indio
  • La Habra
  • La Puente
  • Laguna Niguel
  • Lake Forest
  • Lancaster
  • Livermore
  • Long Beach
  • Los Angeles
  • Lynwood
  • Merced
  • Milpitas
  • Montebello
  • Moreno Valley
  • Napa
  • North Hollywood
  • Norwalk
  • Oceanside
  • Ontario
  • Oxnard
  • Pacoima
  • Palmdale
  • Panorama City
  • Pico Rivera
  • Pittsburg
  • Pomona
  • Porterville
  • Reseda
  • Rialto
  • Riverside
  • Rosemead
  • Sacramento
  • Salinas
  • San Diego
  • San Francisco
  • San Jose
  • San Pedro
  • Santa Ana
  • Simi Valley
  • South Gate
  • South San Francisco
  • Sylmar
  • Tulare
  • Union City
  • Vacaville
  • Victorville
  • Vista
  • Watsonville
  • Westminster
       
 
Did You Know?    
 
 
Financial advisors are employed in different areas
Approximately 38 percent of personal financial advisors are self-employed, operating small investment advisory firms, usually in urban areas. About 31 percent of personal financial advisors are employed by securities and commodity brokers, exchanges, and

 
Latest News
  Latest financial advisor news in Palmdale and nationwide:

Jan 18, 2006 - Federal Financial Regulatory Agencies Propose Guidance On Nontraditional Mortgage
The federal financial regulatory agencies today issued for comment proposed guidance on residential mortgage products that...
Read more >

Jul 08, 2005 - Civil Complaint In Federal Court
The Commission today announced it has filed a civil complaint in federal court in Seattle, Washington seeking injunctions,...
Read more >

May 25, 2005 - Based On More Optimistic Economic Assumptions
OLYMPIA, March 17, 2005 --- The U.S. economic outlook has improved since our November forecast. Also, we now expect a slig...
Read more >

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